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Legal notice

On the website serafin-am.com, including all related subdomains (collectively the "Website") Serafin Asset Management GmbH (hereinafter referred to as "SAMDE") provides you with information related to investment brokerage and investment advice. The following terms and conditions of use, as amended from time to time, apply to all access to and use of the Serafin Website.

If individual offers and information on the website are provided by third-party companies identified as such, the terms of use of the respective third-party companies for the corresponding offers and information shall also apply.

1. PURPOSE OF INFORMATION

The content of the SAMDE website is for information purposes only. The retrieval of information from the website does not create any contract between you and SAMDE beyond these Terms of Use.

The contents on this website are of a general nature. They do not represent an evaluation of specific individual cases, nor can such an evaluation be derived from them. They are based on subjective assessments and/or forecasts by SAMDE and do not serve to predict actual results. SAMDE also makes no representations or warranties in this regard. 

In preparing information and presentations on the website, SAMDE has used data provided to it by third parties. While the reliability of the information has been verified by SAMDE with due diligence, the information is not intended as an investment recommendation. SAMDE also does not guarantee the accuracy or completeness of this information.

Any past performance data, modeling, scenario analysis or backtesting contained on the Website is not indicative of future performance. No representation is made as to the reasonableness of the assumptions made therein or the accuracy or completeness of any modeling, scenario analysis or backtesting.

All information, opinions, forecasts and estimates on the website relate to the time of preparation of the same and are subject to change. The value of an investment may fluctuate due to market changes.

In addition, SAMDE's information and analysis available on the Site do not constitute a valuation of the assets, stock or business of the Company or any other entity. SAMDE also makes no representation or warranty as to the actual value that may be realized in connection with any transaction or as to the legal, tax or accounting consequences of entering into any transaction.

All graphical representations and results are for illustrative purposes only and do not necessarily represent actual, current or future developments. In particular, the information available on the website cannot and may not be used for the preparation of independent assessments and advice.

2. SCOPE OF THE INFORMATION

SAMDE will make every effort to ensure that the information available on the website is correct and up-to-date. However, there remains a risk that the information may be incomplete or inaccurate. SAMDE can therefore make no representation as to the correctness, timeliness and completeness, accuracy, timeliness and availability of the information available on the website.

3. AVAILABILITY

SAMDE makes every effort to ensure that the website is available. However, you have no claim to the (constant) availability and freedom from disturbances of the website.

SAMDE also reserves the right to change, supplement, delete or temporarily or permanently discontinue parts of the website or the entire website without prior notice.

4. LIABILITY

SAMDE shall be liable without limitation for intent and gross negligence. However, SAMDE's liability for simple negligent breaches of duty shall be excluded, unless damages resulting from injury to life, body or health are affected. Furthermore, even in the case of simple negligence, liability for the breach of obligations, the fulfillment of which is a prerequisite for the proper execution of the contractual relationship and on whose compliance the user may regularly rely (cardinal obligations), shall remain unaffected. In such cases, SAMDE's liability shall be limited to the foreseeable damage typical for the contract. The limitations or exclusions of liability shall not apply to SAMDE's liability arising from a strict warranty or a strict liability prescribed by law. The limitations or exclusions of liability shall also apply to the personal liability of SAMDE's employees, representatives, bodies and vicarious agents.

5. LINKS TO OTHER WEBSITES

Any links to other websites are only offered to make it easier for you to find supplementary content. The respective provider or operator is always responsible for the content of the linked websites. SAMDE has no influence on the content or operation of such websites. SAMDE is therefore not responsible for the content or the availability, correctness, accuracy or timeliness of these websites or their offers. In particular, SAMDE is not able to permanently monitor the content of linked sites without concrete evidence of a violation of the law. 

6. COOKIES AND DATA PROTECTION

We inform you about the use of cookies as well as our privacy policy at www.serafin-am.com/datenschutz.

7. COPYRIGHT AND USE OF CONTENT

All rights, in particular the rights of use and exploitation under copyright law to the texts, contributions, presentation, photos, graphics and other content (collectively the "Contribution") made available on the Website shall be exclusively vested in us in relation to the User.

Users are entitled to use the contributions exclusively for private purposes and to load them into the working memory of their computer. Users are also entitled to make copies (e.g. printouts) for private purposes. The aforementioned authorizations shall only apply if all protective notices (e.g. copyright notices) in the reproductions remain unchanged.

Archiving of contributions is only permitted if the archive created is exclusively for your private and internal use. The archive created must also not be accessible to third parties and must not lead to any additional exploitation of the content of the website.

For all other uses, in particular for reproduction for commercial purposes including archiving for transfer to or processing by third parties for their own or third parties' purposes or for public reproduction/dissemination as well as for translation, editing or other reworking, our prior express and written consent is required. Also the reproduction of contributions for text and data mining for commercial purposes is not permitted.

8. APPLICABLE LAW AND PLACE OF JURISDICTION

These Terms of Use are governed by German law.

If you are a merchant within the meaning of the German Commercial Code, a legal entity under public law or a special fund under public law, Frankfurt am Main shall be the exclusive place of jurisdiction for all disputes arising from or in connection with these Terms of Use.

9. ONLINE DISPUTE RESOLUTION

The EU Commission has set up an internet platform for the online settlement of disputes ("ODR platform") between entrepreneurs and consumers. The ODR platform can be reached at ec.europa.eu/consumers/odr/

We are neither willing nor obliged to participate in a dispute resolution procedure before a consumer arbitration board.

10. COMPLAINTS PROCEDURE (LkSG)

Serafin Asset Management implemented a complaints procedure as a core element for compliance with human rights and environmental due diligence obligations within the meaning of the Supply Chain Protection Act (LkSG). The complaint procedure serves to give persons or groups of persons the opportunity to report human rights or environmental risks in connection with their or their supply chain's economic activities to Serafin Asset Management GmbH. You can access the rules of procedure and the reporting form here.

The content of this website is directed at persons who are resident in Germany or Switzerland or who access this website from Germany or Switzerland.

This website and the information provided on this website shall not constitute an offer to sell or a solicitation to purchase or subscribe any shares or units in the funds mentioned on this website. The key investor information, the prospectus, the annual and semi-annual reports of the funds are published on this website to comply with statutory requirements.

Subscriptions will only be received and shares or units in the funds issued on the basis of the most recent key investor information and the contractual conditions set out in the prospectus in conjunction with the most recent annual and/or semi-annual report of the fund.

A financial investment is associated with risks. The value of a fund unit/share or investment, as well as the income derived from it, may be subject to fluctuations and are not guaranteed. The investor may not get back the full amount invested. Past performance is not indicative of future performance that may be expected.

The following information is general in nature and is not and may not be construed as constituting investment advice or any form of recommendation by Serafin Asset Management. Prior to any potential investment users should carefully consider the suitability of the investment for their individual circumstances and personal perspectives and should consult their tax, legal, financial, investment or other advisor.

For website visitors located in Germany: Please note the additional legal notices and the privacy policy.

For website visitors located in Switzerland: Please note legal information and the privacy policy as well as the information obligations (FINSA).

Any person who is a U.S. person (as such term is defined in Regulation S under the U.S. Securities Act of 1933) is not eligible to invest in the investment funds indicated on this website. I hereby certify that I am neither a citizen nor a resident of the United States of America and that I do not have a place of business in the United States of America and, in particular, that I am not a U.S. person (as such term is defined in Regulation S under the Securities Act of 1933).

The content of this website is directed at persons who are resident in Germany or Switzerland or who access this website from Germany or Switzerland.

This website and the information provided on this website shall not constitute an offer to sell or a solicitation to purchase or subscribe any shares or units in the funds mentioned on this website. The key investor information, the prospectus, the annual and semi-annual reports of the funds are published on this website to comply with statutory requirements.

Subscriptions will only be received and shares or units in the funds issued on the basis of the most recent key investor information and the contractual conditions set out in the prospectus in conjunction with the most recent annual and/or semi-annual report of the fund.

A financial investment is associated with risks. The value of a fund unit/share or investment, as well as the income derived from it, may be subject to fluctuations and are not guaranteed. The investor may not get back the full amount invested. Past performance is not indicative of future performance that may be expected.

The following information is general in nature and is not and may not be construed as constituting investment advice or any form of recommendation by Serafin Asset Management. Prior to any potential investment users should carefully consider the suitability of the investment for their individual circumstances and personal perspectives and should consult their tax, legal, financial, investment or other advisor.

For website visitors located in Germany: Please note the additional legal notices and the privacy policy.

For website visitors located in Switzerland: Please note legal information and the privacy policy as well as the information obligations (FINSA).

Any person who is a U.S. person (as such term is defined in Regulation S under the U.S. Securities Act of 1933) is not eligible to invest in the investment funds indicated on this website. I hereby certify that I am neither a citizen nor a resident of the United States of America and that I do not have a place of business in the United States of America and, in particular, that I am not a U.S. person (as such term is defined in Regulation S under the Securities Act of 1933).

The content of this website is directed at persons who are resident in Germany or Switzerland or who access this website from Germany or Switzerland.

This website and the information provided on this website shall not constitute an offer to sell or a solicitation to purchase or subscribe any shares or units in the funds mentioned on this website. The key investor information, the prospectus, the annual and semi-annual reports of the funds are published on this website to comply with statutory requirements.

Subscriptions will only be received and shares or units in the funds issued on the basis of the most recent key investor information and the contractual conditions set out in the prospectus in conjunction with the most recent annual and/or semi-annual report of the fund.

A financial investment is associated with risks. The value of a fund unit/share or investment, as well as the income derived from it, may be subject to fluctuations and are not guaranteed. The investor may not get back the full amount invested. Past performance is not indicative of future performance that may be expected.

The following information is general in nature and is not and may not be construed as constituting investment advice or any form of recommendation by Serafin Asset Management. Prior to any potential investment users should carefully consider the suitability of the investment for their individual circumstances and personal perspectives and should consult their tax, legal, financial, investment or other advisor.

For website visitors located in Germany: Please note the additional legal notices and the privacy policy.

For website visitors located in Switzerland: Please note legal information and the privacy policy as well as the information obligations (FINSA).

Any person who is a U.S. person (as such term is defined in Regulation S under the U.S. Securities Act of 1933) is not eligible to invest in the investment funds indicated on this website. I hereby certify that I am neither a citizen nor a resident of the United States of America and that I do not have a place of business in the United States of America and, in particular, that I am not a U.S. person (as such term is defined in Regulation S under the Securities Act of 1933).

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